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A Brief Overview: Does Medicare Cover Colonoscopy?

Oct 26, 2023 By Susan Kelly

Introduction

Does Medicare cover colonoscopy? Colonoscopies are becoming increasingly important to maintain good health and catch potential diseases early. They are recommended for individuals over 50 but can be done before that if any other risk factors exist. It's important to understand whether or not Medicare covers these tests so you can cost-effectively ensure optimal health. The short answer is yes; Medicare does cover colonoscopies. In this blog post, we will discuss the specifics of what does (and does not) qualify as part of your coverage regarding colonoscopies and how to get it covered with Medicare plans.

What is a Colonoscopy?

A colonoscopy is a procedure that involves using a thin, flexible tube with a camera and light attached to it to examine the inside of your large intestine (colon). The doctor can look for any polyps, growths, or signs of disease. This exam can help detect colorectal cancer early so it can be treated appropriately. It is also used to diagnose inflammatory bowel disease, diverticulitis, and ulcerative colitis.

Does Medicare Cover Colonoscopy?

Does Medicare cover a colonoscopy? Yes, Medicare does cover colonoscopies under both Part B and Part D of the plans if they are ordered by your doctor and performed in an approved facility. Under Part B of Medicare, preventive colorectal cancer screenings are covered every 24 months for people aged 50 and older. This does not include diagnostic tests such as biopsies or the removal of polyps. Under Part D of Medicare, colonoscopies are covered if your doctor orders them to diagnose a condition or illness.

Does Medicare Cover a Colonoscopy After Age 75?

Does Medicare cover colonoscopy after age 75? Yes, Medicare does cover colonoscopies after the age of 75. However, certain guidelines must be met for this to be approved. For instance, you must have seen a gastroenterologist within the past year and had no signs or symptoms related to colorectal cancer. Additionally, your doctor must order the procedure based on one or more of the following criteria:

- a family history of colorectal cancer

- abnormal results on other tests such as a fecal occult blood test (FOBT), flexible sigmoidoscopy, or barium enema

- change in bowel habits or unexplained anemia

- positive findings from a previous colonoscopy

- personal history of polyps, inflammatory bowel disease, or radiation to the abdomen.

If you meet these criteria and your doctor orders the procedure, Medicare does cover it after age 75. However, if you do not meet these criteria, Medicare does not cover it.

What does Medicare Cover for Colonoscopy?

Medicare does cover preventive screenings for people aged 50 and older every 24 months. This does not include diagnostic tests or removing polyps, which must be done separately. Medicare does cover colonoscopies that are ordered to diagnose a condition or illness, as well as colonoscopies ordered after the age of 75.

When Does Medicare Not Cover Colonoscopy?

Medicare does not cover preventive or diagnostic tests if they are not deemed medically necessary by your doctor. Medicare does not cover any treatments or procedures performed during a colonoscopy, such as biopsies or polyps removal.

How to Get Colonoscopy Covered with Medicare Plans?

If you want a colonoscopy covered by your Medicare plan, you must first meet all of the necessary criteria for coverage. For example, suppose you're over 75 and have seen no signs or symptoms related to colorectal cancer. In that case, you must receive a gastroenterologist referral for the procedure to be covered. Additionally, if you're looking for a diagnostic or preventive colonoscopy, you must receive an order from your doctor that meets all of Medicare's guidelines.

Once you meet all the necessary criteria, you can work with your healthcare provider to ensure that your Medicare plan covers the procedure. Your provider will be able to explain any additional costs associated with the procedure and provide information on what does and does not qualify for coverage.

Conclusion

In conclusion, does Medicare cover colonoscopy? The answer is yes. Under Part B and Part D of most plans, preventive screenings are provided every 24 months for those aged 50 and over, and diagnostic tests if a doctor orders them. In addition, Medicare covers colonoscopies after age 75 if certain criteria are met. Finally, it's important to speak with your healthcare provider to ensure that all necessary criteria are met and that the procedure is covered under your plan.

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